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In life, death is certain – but the timing is uncertain. The best way to leave behind the legacy you desire, is to ensure you have a detailed and well executed plan drawn up – otherwise also known as legacy planning.

For the small and medium business owners, it is never too early to think about how you can rev up your sales in the Christmas season! The more you do now to prepare your business for holiday shoppers, the more profits you’ll reap! Make sure you’ve got everything in place to encourage time-pressed shoppers to buy from you!

Tis the season to be jolly… and broke? The year-end festivities is a time to share with your loved ones and friends. However, it also often entails a spike in expenses and spending. In a recent report, United Overseas Bank (UOB) has found that its customers traditionally spend the most during the year-end festive season.

By saving and spending wisely, you can go ahead and get those great gifts for your loved ones, enjoy the Yuletide season without sacrificing any of the holiday experience!

Now that you have begun the route of investing, here are some essential and recommended reads for beginners that may enlighten and educate.